Why You Should Consult With an Auto Accident Lawyer

The no fault auto insurance law covers injuries as well as property damage, unless the negligent driver was not insured. It is essential to consult an attorney for car accidents prior to making a recorded or written statement to an insurance company.

If your case is taken to court, oral and written statements can be used against you. A lawyer for car accidents with experience knows how to present your case in the most favorable light.

Damages

There are two main types of damages that a victim can receive following an accident in the car which are economic and non-economic. Economic damages are easily quantifiable losses. These include medical bills, lost wages, and repairs to vehicles. Non-economic damages are more difficult to quantify. These damages could include pain and suffering, emotional distress and loss of enjoyment of living.

A seasoned lawyer for car accidents can help victims get the maximum compensation. They can also fight to get a fair settlement from the insurance company of the driver at fault. They can even bring the case to trial in the event that the insurance company is unwilling to make a full payment.

A reputable lawyer for car accidents will ensure that victims are compensated for all of their losses and expenses. This can be done by collecting the most information possible from the accident scene. For instance, they could take pictures of the site of the accident and gather information from witnesses. This will prevent the insurance company from attempting to make claims that are not worth the money.

Furthermore, a car crash attorney can help victims estimate the full cost of their injuries. This includes past and future medical treatment and any costs related to the home or hiring someone to perform chores or cook, if the injury rendered it difficult for the person injured to perform these tasks.

Medical bills

Medical bills can quickly pile up after a car crash. Even even if you have no-fault insurance or the settlement of an injury lawsuit, the bills won't disappear. You need to pay them now and not later.

There are two methods to swiftly pay for medical expenses: through your health insurance, or your car insurance. In New York, the former is called Med Pay and will cover your first medical expenses in the event of an auto crash, regardless of who was responsible. This is typically covered by the state (Medicare) or a private insurance plan.

Always go to the doctor if you feel unwell or if your injuries do not appear to be severe. A quick evaluation will ensure that your injuries, which may include internal injuries, are correctly identified and treated. Your visit can also result in medical records that could be crucial in any lawsuit.

If these two options have been exhausted, you can turn to the at-fault driver's liability insurance if the policy is sufficient to pay for your damages. Be aware, however that you'll need to pay your own deductible and copays before you can pay. In the end, you'll be reimbursed for the expenses incurred in an accident when an acceptable settlement has been reached with the responsible party. It's important to keep track of all your expenses and charges.

Loss of wages

In addition to medical expenses and property damage, a serious car accident could also cause loss of income. If you are unable work because of injuries from an accident, it can be extremely stressful to pay your financial obligations on a daily basis. You may need to rely on your personal savings or borrow money from family members until the case is completed. A New York car accident lawyer will examine your case to determine if you have a valid claim.

In the case of a car accident the judge will award compensatory damages to reimburse you for the money you would have earned had it not been for your injuries. Payroll, benefits and overtime are all included under the umbrella term of "economic damages." The aim of this kind of compensation is to restore you to the financial position you had prior to the incident.

A judge will determine the amount of money you've lost when you missed work because of injuries, by reviewing a document that confirms the plaintiff's wage or hourly pay and the length of time you missed work. Other pertinent documentation could include paycheck stubs, bank statements, profit-and-loss accounts, and tax returns.

In addition to the loss of income, an auto accident lawyer could seek compensation for lost earnings potential. This is a complicated aspect of your damages that can be difficult to prove and may require the help of an expert witness.

Pain and suffering

You may be left with unpaid medical bills, damaged to your property, and lost income if you have an accident that is serious. There is also the possibility of emotional and psychological trauma. You could be entitled to compensation for the pain and suffering that you've endured. A lawyer can assist you in getting the compensation you're due.

A lawyer can help you to deal with insurance companies. Since insurance adjusters have their own financial interests in mind they will often attempt to minimize or deny your claim. A lawyer who handles car accidents can help you avoid these tactics and negotiate a fair settlement for your losses and injuries.

While you're recovering from injuries, it's crucial to document all of the costs and property damage that resulted from the accident. This includes repair estimates, medical bills, and receipts for any damaged items. It's also important to take pictures of the accident scene and your injuries. You should also avoid talking to anyone about the incident except for medical and police professionals.

A lawyer can also assist you to determine who is at fault for the accident. New York is a state that utilizes "comparative negligence" which means that the amount you are awarded for damages will be reduced by the proportion of your fault. In certain cases, the liable party may be a city, corporation or state agency or a sanitation or public transportation company.