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Phases of an Auto Accident Lawsuit

Injuries from car crashes can result in significant medical bills as well as property damage and loss of wages. An experienced lawyer can help you in obtaining the financial compensation you deserve.

The process can vary depending on the case, but usually starts with the filing of the complaint. Then follows the discovery phase, trial and any appeals.

Medical Records

Medical records are an essential component of any auto accident lawsuit. They will assist jurors or judges know how the injury affected your life, including the physical, emotional and financial costs of your injuries. Medical records will also provide the story that insurance companies will have a tough to argue.

Depending on your state's laws and the policies of your doctor In some states, you'll have the time to request medical records from your healthcare provider. This is the reason why you should speak with your lawyer as soon as possible following an accident. Health Information Portability and Accountability Act (HIPAA) HIPAA is a law that protects your right to access these medical records. However, this doesn't mean that only you or your lawyer can access your medical records. Insurance companies are often keen to look for anything that could indicate that your injuries were not pre-existing or not as severe as you claim.

Your lawyer will utilize the medical records you provide to draft the letter of demand that includes evidence to justify the damages you seek. It is crucial that your lawyer only send relevant medical documents to the insurance company, since they might ask you to sign an authorization that permits them to access all your medical records. This is not in your best interests as it could reveal past injuries that aren't related to the present claim.

Reports of the Police

Each time a police officer responds to a call for help, such as an accident, he or she prepares a police report. While they cannot be used in the courts of law (they are considered to be hearsay) they can provide valuable information to attorneys in the process of researching and preparing cases.

A police report provides an objective view of what happened in the accident, based on witnesses' statements and the officer's observations regarding the damage to the vehicles and weather conditions, drivers and more. It's an important piece of evidence which can help you win an auto accident lawsuit.

You can usually request a copy from the precinct that was responsible for the investigation. Call their emergency line and provide an original receipt or an incident number as identification. You can request copies of the report through the department's website.

If your medical bills and property damage as well as lost wages are at an amount you can afford, you will need to start a lawsuit against the at-fault driver. The police report can prove to be a helpful tool in settlement negotiations, especially when you can demonstrate that the other driver was at fault based on the officer's observations. However, many cases reach settlements without ever going to trial. Pre-trial proceedings can take a long time and your case might not be resolved until one year after you file it.

Insurance Company Negotiations

After the adjuster has all the information he needs from you and your vehicle accident investigation, he will make an offer of settlement. To create their initial offer, they'll enter all the details and facts into a computer program. They'll likely come up with a number that is much lower than the one you calculated from your investigation. When insurance companies make settlement offers, they've got their own financial interests in their minds.

They'll want to limit the amount they have to pay for medical expenses and other damages. You can fight back by highlighting all the ways your injuries could affect your life in the coming years. For instance, you could draw attention to your increasing medical bills, the loss of earnings capacity and the emotional and physical suffering you're experiencing.

Your lawyer or you will prepare a demand form and then present it to the insurer. This letter should include all the evidence you've collected, including witnesses' statements and photographs of your injuries. You'll also prepare an outline of your non-negotiables so you can stop the insurance company from lowballing you. Once an agreement is reached it will be documented in an agreement to settle in writing. Negotiations are usually back and forth affair, but remaining patient will aid in achieving an equitable settlement.

Legal Advice

The next phase in the car lawsuit involving an accident is discovery, where both sides exchange information and evidence. The parties may seek medical records, police reports, and witness statements. The parties will also exchange interrogatories which are written questions which must be answered under oath within a certain time. Your attorney will also record the severity of physical mental, emotional, or psychological traumas you've suffered in addition to any other damages that could be sought, such as the amount of medical expenses you are currently and in the future, property damage, and lost wages.

Your lawyer will confer with other experts, such as mechanics, medical experts and engineers. These experts will aid in painting a an appealing picture of your crash and the extent of your injuries to the jury.

Your lawyer will then begin discussions with insurance companies to settle your case without a trial. If the insurance company does not offer a fair settlement, or doesn't take into consideration your injuries and other damages your case is likely to be heard in court.

It is crucial that victims file a lawsuit immediately even though very few cases will ever make it to the courtroom. With time, memories fade, witnesses pass away and evidence is lost and makes it harder to file a convincing claim to receive the maximum amount of compensation. You must also comply with the statute of limitations for your state which can range between 1 and 6 years.
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